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Credit : Business & Finance
The Truth About Credit Cards - How Do Credit Cards Really Work?
I often find myself answering this question. I recently found myself embroiled in a debate and conversation with my own credit card company regarding an interest charge. It was only $13.00 but I wanted to get to the bottom of this great misunderstand and regular debate as a public service to my clie
Repair Your Credit Score With These Simple Tactics
You do not have to be confused about how to repair your credit score. Read the article to find out about the really important stuff.
Fixing the Credit Blues
With more than 30 million people in the United States with bad credit scores (under 620), and thanks to the country's economic situation, it's making getting a credit card or loan with fair terms difficult. Smaller buisiness entrepreneurs first must face their real credit score, then consi
How To Choose Cash Back Credit Cards
There is no shortage of credit cards to choose from but how do you decide which card is really right for you?You could choose from the many offers that show up in the mail or arrive in your e-mail box, but you're going to have to go hunting for some of the best credit card deals.Here are some p
Capital One Secured MasterCard for Young Adults Review
The Capital One Secured MasterCard for Young Adults has a high annual fee and a high APR. You might choose the Capital One Secured MasterCard for Young Adults if you have bad credit or no credit that keeps you from getting a standard credit card.
Top Tips on How to Improve Your Credit Rating
It can be hard to shake a bad credit rating. Overdue payments on fast loans and other small things like unpaid video rental fees can even make a difference. Here, we've got a list of tips on how to improve your credit rating. For those of you who are looking to improve your credit rating you wo
Finding the Right College Credit Card is Easy
Before you get the first university scholarship, certainly you will be flooded with offers from numerous credit card companies. Student credit cards are very helpful, while you move from school to college, since they act as a lifesaver for covering all your college expenses along with the traveling
Unsecured Credit Cards - Getting an Unsecured Credit Card In Spite Of Bad Debts
There are basically two kinds of credit cards. There are unsecured credit cards and there are secured credit cards. A secured credit card depends on you depositing some money in an account first. You can then use the credit card up to the limit of what is in your account. An unsecured credit card do
Life is Easier With Plastic Money
As the cities of India are getting a cosmopolitan touch day by day, the malls spanning huge scope and the world class brands making India their most favoured hub, new reasons for shelling out money have also taken birth. The huge plazas and shopping complexes displaying varied, alluring collection o
Can a Collection Agency Sue You Using the Credit Card Company as the Plaintiff?
The plaintiff in a debt-collection lawsuit is the entity to whom the debt is owed. A collection agency working on behalf of the credit card company can sue you and list the credit card company as the plaintiff if your credit card agreement allows it. The credit card agreement must specify that the c
Bad Credit - The Seduction of Credit
Ah, the seduction of credit. It is truly an American epidemic. We take a closer look as to why and how you can defy temptation.
Hot Credit Cards
The new bill was passed in Tennessee and California that will change the credit card information, which is printed on the receipt, the information must now be truncated on both copies of the customer and ...
Credit Card Interest Help
Credit cards offer a convenient way to pay for goods and services, but they can be a financial burden if used irresponsibly. When you pay for something with a credit card, you essentially borrow money from the credit card company. If you don't pay off credit card purchases in full, the company will
Importance of APR
The term APR (Annual Percentage Rate) is a tool to enable you to first compare the costs of one or various card/s against others and then decide which credit card is most beneficial for you.
How to Reload a Pre-Paid Visa Card From a Checking Account
A prepaid Visa card provides shoppers with convenience and safety. Using plastic versus dollars bills and coins gives shoppers greater accountability--a recap of your electronic purchases can be tracked by phone or online. Prepaid Visa cards come with protection against online theft and they are saf
Sears Credit Card - Financial Flexibility Like No Other
This Sears Credit Card serves as a replacement for the former Sears Gold MasterCard. As usual, it holds all the benefits of the Sears Standard Credit Card. However, the MasterCard lets the user purchase with the MasterCard from a wider range of stores and lets the user obtain cash advances from ATM
3-In-1 Credit Report and Its Usability
If you are applying for a loan, what a lender always does is to seek information on your credentials with the aid of credit reports. As such, credit report is something, which is the first step towards obtaining any loan.
Credit Scores
Information on how credit scores are calculated and what credit scores are used for.
Being Credit-Worthy and Applying for Instant Credit Card
Most people think applying for instant credit is easy, well… it is. However, not as easy as how high your charges and fees can go when you have a bad record. Yes, bad credit can still be checked if yo
Techniques for Credit Management
Proper credit management will help you keep your credit score high.Calculating payments image by Christopher Meder from Fotolia.comCredit can be a blessing or a curse. You can make purchases without cash and pay for them over time when you have a high credit score. Unfortunately, you may...