In current scenario, plastic money becomes an integral part for the financial assistance. Credit cards are widely used by millions of people all over the world. It has wide array of advantages, and interest rates, making it hard for a person to find for the best credit card deals. Credit card deals are best if they work towards rewarding you for your specific spending patterns. In fact, if you currently have a card you may actually want to look for a better one. Try to think first what you need for your card, and how much you can afford. In this way, you can save a lot of money, and enjoy the rewards and the benefits of your credit card. Now a days, these cards are providing great services and luxurious comforts in an affordable deal. Though the credit card is a rectangular piece of plastic, but this plastic card is quite an useful one. It is given by banks and the business of credit cards is quite a lucrative and a profitable one for these banks. The user is able to make purchases using this card and therefore the need to have obese wallets is no longer an obligation. Many banks give credit cards with most of the cards providing many features. Banks like HDFC and State Bank of India are the most preferable ones due to their large array of benefits. State bank of India provides various cards under the name of SBI Card, which is a joint venture of State Bank and GE Capital.

SBI offers wide range of credit cards including SBI Platinum card, SBI Platinum NRI card,SBI Gold card, SBI silver & more card, SBI Maruti card and partnership card as per the customers desires and requirement. According to the Asia Trusted Brand 2008 & 2009 Survey, SBI card has been voted India's most trusted brand in Reader's Digest. At a regular intervals, it offers new services to their customers. Recently, SBI has provided an option for its customers to pay their credit card dues using SBI debit card. With this, SBI credit card holders will now have 13 different options to pay their credit card dues. Customers can log into PayNet on the SBI Card website and pay online using their SBI ATM cum debit card.

At present, SBI credit card customers have the payment options through the Internet, mobile phone, at ATMs, through drop boxes at vantage points, and through the branches of SBI among others. One more new service has been launched by the State bank of India for their credit card customers under the name of mShop. SBI card holders can now shop 24x7 over secure networks using the mShop service. The customers would now be able to procure air tickets and movie tickets as well as pay their bills directly from their mobiles. To avail this facility, customers have to download mShop application to the mobile phones via GPRS. Once registration process is completed, the users can indulge in shopping 24X7. Hence, there are enormous benefits of credit card if you got the best deal as per your requirement.