Some months the amount you earn is more than enough to take care of all your expenses and save a little bit as well. But other times, especially during the holiday season, money slips through your fingers like sand. We have all been there. Payday is two whole weeks away and you only have 20 pounds left in your bank account. The bills need to be paid, groceries need to be bought, your fianc is turning 30 and you need to buy her something pretty, and Christmas shopping has drained your salary completely. What is one to do in such a situation? Easy. Apply for an Instant loan.

One can borrow any amount between 80 to 1500 and it is the perfect option for emergencies because there is hardly any waiting period involved. Applications for instant loans are available online and all you need to do is fill in some pertinent personal information and once your lender ascertains the accuracy of this information, you will receive the cash advance required. This online application system saves your time and energy.

The stipulated date of return is 1-30 days; it is designed so that you do not have to repay this loan until your next payday. Failure to pay the amount can result in legal action, but the period of return can be extended with the approval of your lender. Anyone with a salaried job in a reputed organization can avail of the Instant loan, irrespective of whether their credit history is good or bad. Since this loan is available instantly, and to all salaried people irrespective of their credit history, the rates of interest are fairly high and tend to increase in case you need to extend your payment date. However, in a situation of crisis, the convenience of an instant loan is well worth the interest rates.