Thirty Easy Methods to Guard Against Credit Card Fraud From a Credit Card Comparison Expert
Credit cards are now a leading, trusted method of payment for purchasers and stores alike.
In addition to being a convenient and cashless payment option, a credit card provides a means of borrowing over the short-term.
However, with the rise in credit card use has come a corresponding increase in the occurrence of credit card fraud.
The following are some tips that should assist you in keeping your card safe from misuse.
1.
Take a look at your credit card statements on a frequent basis.
Question any purchases that you don't recall making.
2.
Never save your card info on a retailer site.
3.
Never let your card out of your sight, especially in restaurants.
4.
Use websites with payment-verification mechanisms.
It's becoming increasingly common for MasterCard and Visa to install payment authorization passwords into merchant processes as an added layer of security.
5.
Be sure to sign your cards so that merchants have a signature to check against.
(You'd be surprised what a large number of people don't.
) 6.
Guard your PIN (private identification no.
) cautiously by shielding your hand when entering the number into keypads.
7.
Think up different PINs for different cards.
8.
Compare credit cards to find out what sort of fraud liability guarantee is available with each one.
A little credit card comparison in the beginning can pay you back later on should you become a victim of criminals.
9.
Shred or burn any invoices or other records with your card number on them.
10.
Don't buy from unfamiliar or untrusted websites.
11.
Try to not use credit cards to buy goods from outside of the developed world.
Data is much more likely to be compromised there.
12.
Never let anyone else use your card when you are not around.
13.
Never respond to e-mails enjoining you to confirm your card number or other card info.
14.
Never reveal your credit card info to unsolicited telephone callers alleging to be from a bank or a retailer.
15.
Keep a copy of your card number in a secure place or commit it to memory in case your card goes missing.
16.
Call your bank or credit card company instantly if you are ever unable to locate your card or you suspect a fraudulent exchange has been made.
17.
Don't use giveaway numbers for your PIN like a birthdate or a street number.
18.
Use ATMs found in busy, lighted areas or within bank premises.
19.
Don't ever walk away from a teller machine with money in your hand.
Always put money in your wallet or purse before turning to leave the machine.
20.
Always keep your anti-viral software current and do regular security checks of your computer.
21.
Use a firewall to stop sociopaths from getting access to your home system.
If you're a Windows user, turn on the Microsoft standard firewall at the minimum.
22.
Use PayPal as a trustworthy third-party means of paying to shield your card info from sellers.
23.
Make sure never to reveal more info than you have to to make an order.
Keep checking and savings account details to yourself.
24.
When using auction sites like eBay, check out sellers' feedback ratings and only deal with those with excellent scores.
25.
Don't keep your money and credit cards in the same place.
That way should you misplace one or have one lifted, you'll have the other as a backup.
26.
Never sign off on a blank authorization form.
27.
Only take with you the cards you need for a given day's purchases.
Leave the other ones home.
28.
When moving, be sure to tell your card company as fast as possible and to get all your mail forwarded from your old address to your new one for no less than six months.
29.
Be sure that your card company has your up-to-date contact info.
30.
Close any card accounts that you don't use anymore.
Once you're finished using them they're nothing more than liabilities.
Visit the author's most-recommended site for credit card comparison to find the best credit cards.
In addition to being a convenient and cashless payment option, a credit card provides a means of borrowing over the short-term.
However, with the rise in credit card use has come a corresponding increase in the occurrence of credit card fraud.
The following are some tips that should assist you in keeping your card safe from misuse.
1.
Take a look at your credit card statements on a frequent basis.
Question any purchases that you don't recall making.
2.
Never save your card info on a retailer site.
3.
Never let your card out of your sight, especially in restaurants.
4.
Use websites with payment-verification mechanisms.
It's becoming increasingly common for MasterCard and Visa to install payment authorization passwords into merchant processes as an added layer of security.
5.
Be sure to sign your cards so that merchants have a signature to check against.
(You'd be surprised what a large number of people don't.
) 6.
Guard your PIN (private identification no.
) cautiously by shielding your hand when entering the number into keypads.
7.
Think up different PINs for different cards.
8.
Compare credit cards to find out what sort of fraud liability guarantee is available with each one.
A little credit card comparison in the beginning can pay you back later on should you become a victim of criminals.
9.
Shred or burn any invoices or other records with your card number on them.
10.
Don't buy from unfamiliar or untrusted websites.
11.
Try to not use credit cards to buy goods from outside of the developed world.
Data is much more likely to be compromised there.
12.
Never let anyone else use your card when you are not around.
13.
Never respond to e-mails enjoining you to confirm your card number or other card info.
14.
Never reveal your credit card info to unsolicited telephone callers alleging to be from a bank or a retailer.
15.
Keep a copy of your card number in a secure place or commit it to memory in case your card goes missing.
16.
Call your bank or credit card company instantly if you are ever unable to locate your card or you suspect a fraudulent exchange has been made.
17.
Don't use giveaway numbers for your PIN like a birthdate or a street number.
18.
Use ATMs found in busy, lighted areas or within bank premises.
19.
Don't ever walk away from a teller machine with money in your hand.
Always put money in your wallet or purse before turning to leave the machine.
20.
Always keep your anti-viral software current and do regular security checks of your computer.
21.
Use a firewall to stop sociopaths from getting access to your home system.
If you're a Windows user, turn on the Microsoft standard firewall at the minimum.
22.
Use PayPal as a trustworthy third-party means of paying to shield your card info from sellers.
23.
Make sure never to reveal more info than you have to to make an order.
Keep checking and savings account details to yourself.
24.
When using auction sites like eBay, check out sellers' feedback ratings and only deal with those with excellent scores.
25.
Don't keep your money and credit cards in the same place.
That way should you misplace one or have one lifted, you'll have the other as a backup.
26.
Never sign off on a blank authorization form.
27.
Only take with you the cards you need for a given day's purchases.
Leave the other ones home.
28.
When moving, be sure to tell your card company as fast as possible and to get all your mail forwarded from your old address to your new one for no less than six months.
29.
Be sure that your card company has your up-to-date contact info.
30.
Close any card accounts that you don't use anymore.
Once you're finished using them they're nothing more than liabilities.
Visit the author's most-recommended site for credit card comparison to find the best credit cards.
Source...