If you have financial problems and need some debt help then sure, you can contact the bank, your providers or even a professional debt management company.
But you can give yourself debt help in a variety of ways that can dramatically turn your finances around.
First and foremost, immediately halt any spending that isn't completely necessary.
After all, there's no point in finding debt help if you're still going to spend money you don't have.
Secondly, cut up all your credit and store cards to remove any temptation you might have to make purchases.
If you're serious about fixing your debt situation, this won't be a problem.
The next thing to do is sit down with a calculator and work out exactly how much debt you owe to your providers.
You need to drill down every single bill and work out your arrears.
Be ruthless and leave nothing out.
It's a better to overestimate than underestimate your debt problem.
It's handy to have this figure because you'll be able to chart your progress and see how much you can reduce your debt by.
If you have store cards, credit cards and other forms of finance that you're paying high levels of interest on then you need to either take out a big debt consolidation loan to pay them all off or do balance transfers.
What these two procedures both do is reduce the amount of interest you owe, meaning you can chop down the debt much quicker.
Another debt help great tip is to sign up for online banking.
This means you can view your balances at any time using the internet.
Not only is this convenient, but it's also incredibly useful for fighting debt.
You can make payments and move money around meaning you won't miss repayments and incur penalties that add to debt.
This can also improve your attitude when it comes to your money as you can take a keener and more consistent interest in your outgoings.
This can only ever be a good thing.
To reduce your debt further, consider selling items you don't need.
You can do this by selling online using stores like eBay and other shopping portals.
Depending on the amount of stuff you have to sell, this can generate huge amounts of money that you can put towards repairing the damage.
Finally, start a savings account.
This might sound like an odd tip and not much like debt help, but it can be.
Set up a direct debit that puts around £20 a month into your savings so you don't have to keep doing it.
Just consider this another bill and don't think about it for a year or so.
After a year at £20 a month you'll have £240 plus whatever interest you've managed to build up, giving you a lump sum to pay off some of your debts.
These are just a few debt help tips you can use to give yourself a quick boost.
If you need more serious help then my advice is to start by going into your bank for a chat.
They can offer you the most professional and impartial advice you can hope for.